Seven
quick ideas with money
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Here are a few ideas to help us all keep a bit of
a check on our finances.
1. Make a list of daily, weekly and monthly expenditure on the smaller
things. Eg. Daily—bus, dinner money, food Weekly—food, newspaper bills, milk Monthly—season tickets, clothes Is it more than you realised? 2. Keep a small stash of change for when those school trips come up
then you can return the forms the next day and keep that paper work up to
date more easily. The same for other steady but irregular calls for
smallish amounts of cash. 3. For a month, keep a list of every penny you spend and on what. What
are your vices? Can you cut down by swapping for something cheaper or
cutting things out all together? 4. Are you getting the best rates of interest on money you have in the
bank? 5. Keep a note of how frequently you treat yourself. Is it more than
you thought—less? Everyone deserves treats now and again. Do you have a
healthy handle on this? 6. Do you keep an eye out for money saving opportunities eg the
cheapest petrol, special offers? 7. Have a different purse for Sundays which you don’t carry around in
the week. Put Sunday’s money in it and then you won’t be tempted to
spend it when you are out shopping then you won’t be short on Sunday.
(Idea submitted by Sheila Taylor)
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